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Free 2025-26 New Zealand Estimator

New Zealand Sole Trader Tax Calculator

Estimate your New Zealand sole-trader tax — IRD income tax (2025-26 brackets), the ACC earners' levy, and your GST registration threshold.

Estimated total tax

NZ$8,918

Effective rate 17.2% on NZ$52,000 net profit

Income tax (est.)NZ$8,008
ACC earners' levy (1.75%)NZ$910
Provisional tax (per instalment)NZ$2,973

GST: above NZ$60,000 you must register, charge 15% GST and file GST returns. Sole traders report business profit on their IR3 individual tax return and usually pay provisional tax in instalments once residual income tax passes NZ$5,000. The ACC earners' levy shown is a simplified estimate.

Stop guessing at tax time. MoneyFeed tracks every expense from WhatsApp and builds this automatically for New Zealand.

Estimates use latest published figures (US 2025 brackets & 15.3% SE tax, UK Self Assessment bands + Class 4 NI, Canada federal + CPP, Germany §32a 2026 income tax + est. social & 19% VAT, GCC VAT rates). Simplified estimate for planning only — not tax advice.