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Free 2026 Germany Estimator

Germany Freelancer & Self-Employed Tax Calculator

Estimate your German taxes — income tax (Einkommensteuer, 2026 §32a), health & long-term care contributions, plus a 19% VAT (Umsatzsteuer) summary with the Kleinunternehmer limit.

Estimated total tax

€20,618

Effective rate 39.6% on €52,000 net profit

Income tax (Einkommensteuer)€11,258
Health insurance (est. 14.6%)€7,592
Long-term care insurance (est. 3.4%)€1,768
Set aside each quarter€5,154

VAT (Umsatzsteuer): above the €25,000 Kleinunternehmer limit you must charge 19% VAT — ≈ €11,400 on sales minus ≈ €1,520 reclaimable on expenses ≈ €9,880 net VAT payable to the Finanzamt (separate from your income tax above).

Stop guessing at tax time. MoneyFeed tracks every expense from WhatsApp and builds this automatically for Germany.

Estimates use the official 2026 German income-tax formula (§32a EStG) plus an estimate of public health (~14.6%) and long-term-care (~3.4%) contributions up to the annual ceiling. Actual social contributions for the self-employed vary; VAT (Umsatzsteuer) is separate. Simplified estimate for planning only — not tax advice.

WhatsApp Accounting

Calculating tax is only part of the job

Estimating what you owe is useful — but accurate books need organized income and deductible-expense records all year. Send them through WhatsApp and MoneyFeed keeps your bookkeeping accountant-ready.

Calculators by country

🇺🇸United States (1099)🇬🇧United Kingdom🇨🇦Canada🇩🇪Germany🇪🇸Spain (Autónomo)🇫🇷France (Micro)🇦🇺Australia🇳🇿New Zealand🇦🇪UAE (VAT)🇸🇦Saudi Arabia (VAT)

Guides for your region

🇩🇪 Germany freelancer tax guide
Read our freelancer tax guides