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Free 2026 Germany Estimator

Germany Freelancer & Self-Employed Tax Calculator

Estimate your German taxes — income tax (Einkommensteuer, 2026 §32a), health & long-term care contributions, plus a 19% VAT (Umsatzsteuer) summary with the Kleinunternehmer limit.

Estimated total tax

€20,618

Effective rate 39.6% on €52,000 net profit

Income tax (Einkommensteuer)€11,258
Health insurance (est. 14.6%)€7,592
Long-term care insurance (est. 3.4%)€1,768
Set aside each quarter€5,154

VAT (Umsatzsteuer): above the €25,000 Kleinunternehmer limit you must charge 19% VAT — ≈ €11,400 on sales minus ≈ €1,520 reclaimable on expenses ≈ €9,880 net VAT payable to the Finanzamt (separate from your income tax above).

Stop guessing at tax time. MoneyFeed tracks every expense from WhatsApp and builds this automatically for Germany.

Estimates use latest published figures (US 2025 brackets & 15.3% SE tax, UK Self Assessment bands + Class 4 NI, Canada federal + CPP, Germany §32a 2026 income tax + est. social & 19% VAT, GCC VAT rates). Simplified estimate for planning only — not tax advice.