Self-employment tax in New York
New York freelancers pay federal self-employment tax, federal income tax, and New York State income tax on top (NYC residents may also owe a city income tax). Plan for all layers so quarterly taxes don't surprise you.
What a New York freelancer owes
- Federal self-employment tax of 15.3% (Social Security + Medicare).
- Federal income tax on your net profit.
- New York State income tax from 4% up to 10.9% (NYC residents also pay a separate city income tax).
Estimate your New York taxes
Free 1099 self-employment tax calculator — add New York's 4%–10.9% state rate. No sign-up.
Enter New York's 4%–10.9% in the State Tax field for a full estimate.
States with no income tax are set to 0%. Estimate only — adjust for local taxes.
Estimates use latest published figures (US 2025 brackets & 15.3% SE tax, UK Self Assessment bands + Class 4 NI, Canada federal + CPP, Germany §32a 2026 income tax + est. social & 19% VAT, GCC VAT rates). Simplified estimate for planning only — not tax advice.
New York freelancer tax — FAQ
Do freelancers pay state income tax in New York?
Yes. New York State income tax ranges from 4% to 10.9%. New York City residents also pay an additional city income tax on top.
How much should a New York freelancer set aside?
With state (and possibly NYC) tax on top of federal, many NY freelancers set aside 30–35% of net income. Use our calculator for the federal base and add your NY/NYC rate.
What taxes do I owe as a New York 1099 worker?
Federal self-employment tax (15.3%), federal income tax, New York State income tax, and — if you live in NYC — city income tax, generally via quarterly estimates.
Figures are 2026 headline guidance for freelancers and the self-employed, not tax advice. Check current IRS and state rules or a CPA for your situation.