Self-employment tax in Minnesota
Minnesota taxes self-employed income at graduated 2025 rates from 5.35% to 9.85% for a single filer, with a $14,950 standard deduction - on top of federal self-employment and income tax. Figures on this page are 2025 figures.
What a Minnesota freelancer owes
- Federal self-employment tax of 15.3% (12.4% Social Security + 2.9% Medicare).
- Minnesota tax at 2025 graduated rates: 5.35% to $32,570, 6.80% to $106,990, 7.85% to $198,630, and 9.85% above that, for a single filer.
- Standard deduction of $14,950 for a single filer in 2025, reduced by up to 80% once AGI exceeds $238,950, plus a $5,200 dependent exemption.
Estimate your Minnesota taxes
Free 1099 self-employment tax calculator — add Minnesota's 5.35%–9.85% state rate. No sign-up.
Enter Minnesota's 5.35%–9.85% in the State Tax field for a full estimate.
States with no income tax are set to 0%. Estimate only — adjust for local taxes.
Estimated total tax
$13,567
Effective rate 26.1% on $52,000 net profit
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Estimates use 2026 US federal figures (IRS Rev. Proc. 2025-32): self-employment tax of 15.3% (12.4% Social Security up to the $184,500 wage base + 2.9% Medicare) plus federal income tax on your net profit after the standard deduction. State and local taxes are only included if you set a state rate above. Simplified estimate for planning only — not tax advice.
Guide: Self-employment tax in Minnesota - 2025 brackets and the standard deduction
Minnesota freelancers owe three layers of tax: federal self-employment tax, federal income tax, and Minnesota tax. The 2025 single-filer brackets are 5.35% to $32,570, 6.80% to $106,990, 7.85% to $198,630, and 9.85% above that. Minnesota adjusts its brackets for inflation each year, so these thresholds move over time.
A single filer subtracts a $14,950 standard deduction for 2025. It is reduced by up to 80% once AGI exceeds $238,950, so very high earners lose most of it. The dependent exemption is $5,200 for 2025. Every figure on this page is a 2025 figure, labeled as such, because the exact 2026 thresholds were not used here.
Worked example. On $50,000 of income, Minnesota taxable income is $50,000 minus $14,950 = $35,050. The tax is 5.35% of $32,570 ($1,742.50) plus 6.80% of $2,480 ($168.64) = $1,911.14. On $100,000, taxable income is $85,050 and the tax is $1,742.50 plus 6.80% of $52,480 ($3,568.64) = $5,311.14.
MoneyFeed keeps your 1099 income and deductible expenses tax-ready on WhatsApp, with a free 1099 calculator for your federal estimate.
FAQ
Minnesota indexes its brackets, standard deduction, and exemption annually, and the exact 2026 thresholds were not captured in the verified data for this page. Rather than guess, the page builds on fully verified 2025 figures and labels them 2025 throughout.
Once AGI exceeds $238,950, the $14,950 single-filer deduction is reduced by up to 80%. At $50,000 and $100,000 of income the full deduction applies, so the worked examples above are unaffected.
For 2025 it is $5,200 per dependent. The worked examples assume no dependents, so no dependent exemption is subtracted in them.
Federal estimated payments are generally required if you expect to owe $1,000 or more in federal tax after withholding and credits. Minnesota has its own estimated-payment rules and forms, so check the Minnesota Department of Revenue for its thresholds and due dates before you skip a quarter.
Minnesota freelancer tax — FAQ
Are these Minnesota figures for 2025 or 2026?
2025. Minnesota adjusts its brackets, standard deduction, and exemption for inflation each year, and the exact 2026 thresholds were not used here. Every figure on this page is a verified 2025 figure, labeled as such.
What is the Minnesota standard deduction?
For a single filer in 2025 it is $14,950. It is reduced by up to 80% once AGI exceeds $238,950. The dependent exemption is $5,200 for 2025.
How do I estimate my Minnesota 1099 taxes?
Use the free MoneyFeed 1099 calculator for the federal estimate, then add Minnesota tax from the 2025 brackets after the $14,950 standard deduction. The guide below works out $1,911.14 on $50,000 of income and $5,311.14 on $100,000.
Figures are 2026 headline guidance for freelancers and the self-employed, not tax advice. Check current IRS and state rules or a CPA for your situation.